A survey shows that people aged 34 or younger are almost twice as likely to be victims of scams than older age groups.
A fifth (22%) of 18- to 34-year-olds said they had been the victim of financial fraud at least once, compared with 12% of those aged 35 to 54 and one in 10 over the age of 55.
In September 4,000 people across the UK were surveyed by Goldman Sachs for the online bank Marcus.
Despite the findings, more than half (55%) of 18 to 34 year olds consider themselves too technically savvy to be scammed.
However, one in five (21%) 18- to 34-year-olds said they struggle to think clearly when under pressure during cold calls and nearly half (48%) would act on impulsivity if they Some see what appears to be a good deal.
During the survey, nearly two-thirds (64%) said they regretted the decision they made when they were under stress.
And, as the tactics of fraudsters become more sophisticated, six in 10 (60%) people believe scams are harder to detect now than they were five years ago.
Commenting on the findings, SAS: Who Dare Wins star Jason Fox said: “Under pressure, our ability to make rational decisions is severely impaired, which is why anyone can be duped into doing something like this. which they usually don’t.
“The urgency of the times, pretending to be a voice of authority or presenting something too good to be true are all pressure tactics that fraudsters use to encourage you to fall into their scam. Always remember that from the situation. Take some time to step back, rationalize, and seek advice if something doesn’t feel right.”
Cheaters don’t discriminate and no matter how smart you are, no matter your age or how technically savvy you are
Sarah Card, head of delivery and risk at Marcus by Goldman Sachs, said: “One of the reasons young people are more vulnerable to fraud is that they are more proactive in posting their personal details online, making them a target for fraudsters. become.
“However, fraudsters do not discriminate and no matter your age or how technically knowledgeable you are, it is important that you remain vigilant.
“There are many types of scams to be aware of, including phishing emails, phone and text message scams, or those impersonating an organization using a cloned website. Be sure to decline unusual requests and trust your instincts; No credible organization will pressurize you to transact on the spot.”
Credit: www.standard.co.uk /