Seniors beware: The FBI says these are the 10 biggest online scam

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It is the season of giving, but the holidays are about to take place for the scam artists. Your money, your identity, whatever they can take advantage of.

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As always in this coverage, online scams are often the fastest way criminals can defraud you. The Federal Bureau of Investigation says its Internet Crime Complaint Center is poised for a rise in crimes this year, by thugs who will say or do anything to trick you.

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FBI Special Agent Charge Kieran L. in Portland, Ore. “The best thing you can do to be a savvy buyer is to know which ones are scams and take some basic precautions,” says Ramsey.

The quick and easy way to lose your lifetime savings

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Confidence fraud and romance scam

It’s the biggest online crime of all, according to the FBI’s annual “Elder Fraud Report,” which caused nearly $281 million in losses last year (final data for 2021 will be released early next year). The true figure is certainly higher, given that barely a quarter of all online scams are reported.

These types of scams occur when a victim, possibly a widow or widower, seeks romantic attention from an online person. The crooks slowly win the trust of their victims, pulling their hearts out and eventually convincing them to send money to the fraudsters under false pretenses. Here’s Some Really Good Advice From the FBI On how to keep yourself safe.

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settlement email

The FBI says it is the second largest source of scams against older Americans. You may see an email that appears to be from your bank or a store you’re shopping at. The message line might say: “Action is needed” or “Survey us”—anything to get you to open an email and click on a link or attachment. Then they have found you. Scammers can see your account number, password, date of birth and more—all of which can be used to steal money or your identity.

A separate federal agency, the Federal Trade Commission, says identity theft has more than tripled between 2018 and 2020, driven by scandals related to aid programs related to the COVID-19 pandemic. Never click on attachments from “government agencies,” banks or stores—just don’t.

‘Technical Support’

These scams have spread during the pandemic, taking advantage of the fact that we are at home, isolated and spending more time in front of our computer screens. The FBI defines these crimes as occurring when you receive an email or popup notice saying that your computer has a virus or some other problem that needs immediate attention. To fix it, just click on this attachment! This, again, is an attempt to access your computer to steal personal and financial information. Again: DO NOT CLICK ANYTHING, DO NOT CALL ANY TOLL FREE “HELP DESK” NUMBER. If you have a problem with your computer, contact Apple Support — I can assure you these links are secure — apple support And microsoft support,

There’s a way to tell if a website is legit: go into the address bar and search for:

Lock symbol and an address that begins with https://. During this, BeenVerified also offers advice How to make sure a website is secure.

Other online crimes against senior citizens that make it to the FBI’s top 10 include:

“Every year, millions of elderly Americans are victims of some type of financial fraud or Internet scheme, such as romance scams, tech support fraud, and lottery or sweepstakes scams,” says Calvin Shivers, who at the time reported the report. . Assistant Director of the FBI’s Criminal Investigation Division. “Criminals gain the confidence of their targets or use intimidation and threats to take advantage of their victims,” he said, adding that Americans over 60 are most likely to be victims.

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