The cheapest cars for new drivers to insure: Top 10 is revealed as the first year bill for a young motorist to get on the road rises to £6,574 in 2022

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  • The average driver aged 17 to 21 has seen the cost of a trip increase by 3%.
  • They pay an average of £6,574 in their first year, including the cost of their own car.
  • A third of that amount is spent on driving lessons, and the average insurance cost is £1,430, according to GoCompare.
  • We reveal 10 models offering the lowest insurance costs for new motorists.

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As with almost everything else, the cost for a new driver to get on the road is on the rise.

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According to GoCompare, the average amount for taking lessons, passing a driving test and then buying, insuring and operating a first car is £6,574, the highest since before the pandemic.

To help motorists choose which models they should consider as their first engine, the 10 cheapest cars that can be insured for a young driver aged 17 to 21 have been identified.

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Big price for independence: Drivers aged 17 to 21 will pay a total of more than £6,500 to spend their first year on the road in 2022, according to a new report.

The total cost of a trip for young drivers and their parents, who are likely to offer financial support, has risen 3 per cent from £6,394 last year.

This is the highest since 2019, when the average car bill for a young driver was £6,846, although that figure has dropped significantly to £6,071 in 2020, most likely due to much lower insurance premiums due to restrictions. for driving during the Covid quarantine. price comparison website.

The total is a combination of license applications, driving lessons and tests, and then the cost of the first car, insurance and taxes.

GoCompare says the annual increase in new drivers is “solely due” to higher vehicle costs.

Used car prices have risen for 29 straight months, according to AutoTrader.

Average trip cost for new drivers in 2022

Average cost of buying a first car: £3592

Transport excise: £66

Insurance premium for the first year: £1430

Provisional driving license (if applied online): £34

Driving lessons before passing the test (45 lessons at £30 per hour): £1350

Driving exams (theory and practice – if taken on a weekday): £85

Driving license application: £17

TOTAL COST: £6,574

Source: GoCompare with average prices based on data from August 21 to July 22.

The latest report says the average used model price in August was £17,039, up 16% from the same month in 2021.

For new drivers, who can probably only afford an old, small used car, this has had an average domino effect of over £200, with the average young motorist under 21 spending £3,592 on their first set of wheels. to £3,366 in 2021.

While the average price paid for a first car has risen, the cost of insuring it has fallen, the report says.

For young people aged 17 to 21 who bought first-year coverage through GoCompare between August 2021 and July 2022, they paid an average of £1,430 for a fully comprehensive policy per year – a reduction of £42 than 12 months. former.

Buying the right first car will also affect premiums: the report lists the cheapest models for young motorist insurance.

The report says the cheapest engine they can insure is a Skoda CitiGo at just £908 a year for the 12-month period in question.

Mechanically identical sister cars Volkswagen Up! and Seat Mii were in the top three cheapest engines to insure, with an average cost of £930 and £960 respectively.

10 cars with the cheapest insurance for new drivers

1 Skoda CityGo: £908

The smallest model of the Czech brand is spacious and equipped with an impressive 3-cylinder engine. It also offers the cheapest insurance for young drivers, averaging £908 per year, according to GoCompare.

2 VW Up!: £930

Look familiar? This is how it should be, because Up! mechanically the same as the Skoda CitoGo. The attractiveness of the VW premium badge means the average premium for a new driver under 21 is £930.

3. Mii seat: £960

The VW Group Seat Mii completes the hat-trick. Behind this Seat badge is the same car as the Skoda CitiGo and VW Up!, although the Spanish brand’s typically younger buyers make it the most expensive of the trio at £960.

4. Suzuki Celerio: £961

For years, the Celerio was the second cheapest new car in the UK, behind only Dacia’s Sandero. They are simple but relatively reliable, which, along with the low average young driver allowance of £961, makes them very attractive.

5. Hyundai i10: £971

The i10 is the Korean car brand’s answer to affordable driving. The previous generation car is well equipped, has a lovely interior and will cost young drivers an average of £971 to have it fully insured.

6. Fiat Panda: £983

Panda has been around since the early 1980s, when it offered a cheap no-frills car. For young drivers, this is still true, with an average premium of £983. It doesn’t have the best Euro NCAP crash test result.

7 Citroen C1: £984

French brands have traditionally produced some of the best small cars on the road for years, and the Citroen C1 is no different. Cheap and cheerful – and quite reliable, as done in conjunction with Toyota. Insurance for new drivers will cost £984 per year.

8 Peugeot 108: £996

The 108 is mechanically the same as the Citroen C1 above and the Toyota Aygo. It may feel a little stiff on the inside, but the motors are powerful, as is the overall reliability. The average new driver insurance costs £996, according to GoCompare.

9 Peugeot 107: £1,004

A slight hit in the four-digit bracket Peugeot 107 is an older version of the 108 listed above. It has all the same powers and a cheaper purchase price. The average premium for new drivers is £1,004.

10 Ford Ka: £1,016

Like the Fiat Panda, the Ka has already been around…

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